Sunday, April 25, 2010

We had a bit of a scare about two weeks ago. The lawyers office called and asked us if we could come up with some proof that we sent them, the lenders, paper work to work out a possible offer for a lower monthly rate. Thankfully we were able to. So we stopped them that way. This happening was all the proof I needed to confirm my hunch in that they/lender was not willing to work with us and that they wanted us out of our home and do the foreclosure. What a wonderful feeling . . . NOT!!! Both Jim and I have a good peace about things in that if we do loose our home that we do have a place to go to. Jim's Mom remarried about  1 1/2 yrs ago and left a house here in Aurora that she said that we would be able to rent from her. Deep down I must confess that that house would be better for us with the kids. Our current house is a corner lot with fenced in yard. I have lived here for 8 yrs now and there is at least one car accendent that leaves a car sitting in our front yard . . not to kid friendly. Jim's Mom's house is not a corner lot, has a fenced in yard, above ground swimming pool plus there is a public play ground behind the back yard . . . now that is kid friendly!! We have now been trying to fight for our house now for just over one year. As Jim said today you can only fight a battle like this for so long before you finally through your hands up and say what ever happens happens, plus I think maybe deep down he would like to move out of here and go to the other house. If that happens my concern is would Evey still be able to still go to the same school. It is not that far away and I know that it's still in the same school district but since it's on the other side of a major dividing road I'm not sure. That is something that only time will tell. Well, it's time for bed and I will bid you good night and thank you for letting me vent and thank you for your prayers!! We are blest because of you, thank you!!

Wednesday, April 07, 2010

The one and only good thing about not paying the morgage is that it gives us money to restart our savings and pay of debt. We've attempted to make a partial payment but they just sent it back to us. We found out that they want it all, meaning all that we owe them . . . missed payments, late charges and all that stuff, or nothing at all. I called the office that we have working on the home loan remodification and things are working and maybe Lord willing we will be getting an offer on a lower monthly payment soon very soon. Jim has been working very little the past month and with sending them his paycheck stubs it shows them that there is less money coming in so maybe just maybe this is good for a lower payment. Please pray that this works out and all will end up good. If for some reason we do loose the house we do have a place to go to till we get back on our feet. Praise God for those windows that he opens when he shuts doors. Well that is all for now. Thank you and God bless.

Tuesday, April 06, 2010

Hard times

Hello to those who really check this. This post might come to a suprise to some . . . maybe. Jim and I have been facing some difficult financial times since about November December time. At the begining of December Jim and I were served papers on foreclosure on our house. That was hard to let people know. We are only asking for prayer support during this time. Some good things have been happening lately. The foreclosure process has been put on hold due to the fact that we are trying to do a home loan remodification. We have submitted all the information that they asked so now it's a waiting game. If one of the things that God it trying to teach us with this is patients . . . I don't think I'm being a very good student. In fact I think I am just about failing. Anyway I'm going to use this blog to get some of my emotions out if you don't mind ready my self pitty notes. We are not keeping it secret but then again we are not shouting it from the mountain top either. We are only asking for prayer during this time. But if you feel compelled to do some something we are not going to turn it down and just thank you madly!! Oh our next court date is May 21 st at 9 am. Thank you all in advance!